Authorize.NET

Authorize.NET is a mature payment gateway, not event registration software. It makes sense when an event platform, custom registration site, or membership system needs a reliable gateway with recurring billing, fraud filters, tokenized customer profiles, and merchant-account flexibility. It is less appealing if you want the simplest modern checkout with no monthly gateway fee.

$25/month plus transaction fees for public U.S. all-in-one pricing
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Tool Nutrition Label
Founded 1996
Headquarters Foster City, CA
Company Size Visa product within Cybersource
Funding Wholly owned Visa subsidiary through Cybersource
Pricing Model Monthly gateway or all-in-one merchant account pricing plus transaction, batch, and optional service fees
Free Trial No public free trial
Contract No early termination fee is publicly stated for gateway-only plans in some regions; confirm contract with provider
Attendee Capacity Payment volume depends on merchant account, processor, risk profile, and gateway configuration
Mobile App No event-planner mobile app; payments are managed through gateway, merchant, and connected platform tools
Offline Capability No
Data & Compliance Visa/Cybersource payment infrastructure; confirm PCI, regional, and processor requirements
Expertise Level Intermediate
Event Types
Paid RegistrationTicketed EventsFundraisersMembership EventsClassesDonations
Key Integrations
API (API) Hosted Payment Form (Native) Virtual Terminal (Native) Apple Pay (Native) Google Pay (Native) Zapier (Zapier)
Support Channels
Phone salesSupport centerKnowledge baseDeveloper documentationPartner support
Best For
  • + Event platforms or custom registration systems that need a dedicated payment gateway
  • + Organizations with an existing merchant account and negotiated processing rates
  • + Recurring memberships, donations, classes, or paid registrations
  • + Teams that need fraud filters and card-on-file capabilities
Not For
  • Planners looking for built-in event registration pages
  • Small events where Stripe, Square, or PayPal simplicity matters more than gateway control
  • Teams unwilling to manage merchant accounts, PCI scope, or processor relationships
  • International programs that need one globally uniform pricing model
Key Capabilities
Accept credit cards, debit cards, digital wallets, eCheck, and manually keyed payments
Use Automated Recurring Billing for subscriptions, memberships, or payment plans
Store customer payment profiles with Customer Information Manager
Apply Advanced Fraud Detection Suite rules and transaction review workflows
Process payments through APIs, hosted forms, virtual terminal, and partner integrations
Separate gateway and merchant account choices when the organization needs that control
Honest Limitations

Not Event Software

Authorize.NET handles payments; registration logic, forms, badges, and attendee workflows must come from another system.

Fees Require Scrutiny

Monthly, transaction, batch, eCheck, account updater, merchant, and partner fees can vary by setup.

Older Interface Reputation

Reviewers often call the platform reliable but less modern than newer checkout tools.

Processor Complexity

Gateway-only setups depend on a separate merchant account and processor relationship.

Pricing Breakdown
Plan Price Details
All-in-One $25/month plus 2.9% + $0.30 per transaction Public U.S. pricing for gateway plus merchant account, subject to eligibility
Gateway Only Varies by region and provider Use Authorize.NET with an existing merchant account; gateway and batch fees may apply
eCheck and Optional Services Varies ACH/eCheck, Account Updater, and other value-added services can add costs

Hidden Costs to Watch

  • ! Merchant account processing fees may be billed separately
  • ! Batch, chargeback, eCheck, account updater, and partner fees should be confirmed
  • ! Custom integration and PCI compliance work may be required

Authorize.NET belongs underneath a registration or donation workflow rather than in front of attendees as a standalone event product. It is useful when payment control, fraud filters, recurring billing, and merchant-account flexibility matter.

For simple paid events, compare the total effort against Stripe, PayPal, or Square. The monthly gateway model can be worthwhile at the right volume, but only if the processor fees and integration work are understood up front.

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Questions to Ask the Vendor
  1. 1
    Are we buying gateway-only or all-in-one merchant account processing?
  2. 2
    What are the monthly, transaction, batch, chargeback, eCheck, and account-updater fees?
  3. 3
    Which event platform or form tool will own registration logic and payment reconciliation?
  4. 4
    What PCI scope remains for our team after implementation?
  5. 5
    How are fraud-review queues, refunds, voids, and chargebacks handled operationally?
How we research tools

We research each tool by reviewing official documentation, pricing pages, and user feedback from Trustpilot, G2, and Capterra. If something's out of date or inaccurate, use the link below to flag it.

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